A. No. The companies we use will guarantee renewability for as long as you live.
A. Not necessarily. Premiums will go up as you get older. Some companies increase payments every year whereas others choose to increase the premium on a five-yearly basis.
A. The final decision is with the insurance company and we can only get this when an application form has been completed.
A. No. That is why you need an impartial, independent broker who continually looks at the market thus ensuring you get the optimal product at the best value for money.
A. The law in Thailand states that you must have a Thai or valid International Driving Licence to drive a car legally in Thailand. However, certain insurance companies will accept a foreign driving licence. You should check with your broker.
A. Yes, in Thailand it is called Class 1.
A. As soon as you drive the car, it is no longer new so it loses value immediately.
A. No. In Thailand, it is the vehicle that is insured not the driver. However, in recognition of good and safe driving, many insurers will offer an introductory bonus.
A. Yes but we will need a photograph and proof of purchase or an up to date valuation/certificate depending on the item.
A. Yes, there are companies that provide this kind of cover.
A. Because we do not insure the land.
A. Yes, there are companies which will provide insurance for flood damage.
A. Yes, we are brokers. We sell all kinds of insurance including commercial insurance, life insurance and a lot more.
A. Public liability is a minimum requirement and, depending on your business, other insurance may be required such as product liability, workmen’s compensation etc.
A. Yes, a Group Health scheme is tax efficient and can be set up in different ways to benefit the company and/or the individual whereby both can claim tax back.
A. Yes, through our partnerships with various international corporations we can cover you worldwide.